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Why Contractors Trust Trulo Capital
Same-Day Decisions So Your Job Site Never Stalls
Banks move on their timeline, not yours. At Trulo Capital, most contractors get a decision the same day they apply. Whether you are mobilizing for a new project or covering a payroll gap between draws, we move at the speed your business demands.
We Understand How Construction Cash Flow Actually Works
Draw schedules, net-30 payment terms, seasonal slowdowns. We know the pattern. Trulo Capital evaluates your business based on your revenue history and active contracts, not just a credit score snapshot.
Repayments Built Around Your Project Cycle
Choose a fixed daily or weekly schedule, or a structure that flexes with your incoming revenue. Either way, payments are automatic and designed to keep your cash flow stable while you focus on the work.
Full Transparency Before You Sign Anything
You will know your exact total repayment amount, your payment structure, and all costs upfront before you commit to anything. No surprises buried in the fine print. Pay off early and there are no additional charges.
Funding Sized To The Opportunity In Front Of You
From covering material costs on a single project to financing equipment for a full fleet expansion, Trulo Capital scales from $5K to $500K. Get exactly what your business needs to move forward.
A Short Application. A Fast Answer.
We ask only for the essentials about your business and recent bank statements. No stacks of paperwork, no in-person meetings, no drawn-out review. Most contractors hear back within a few hours of applying.
Takes 3 minutes · No impact on credit score · Free to apply
Who Is Trulo Capital For?
The Contractor Stuck Between Project Milestones
The job is moving forward but the client payment is two weeks out. Meanwhile your crew needs to be paid Friday, materials need to be ordered Monday, and the project cannot stop. You need capital to bridge the gap now, not after the draw clears.
The Contractor Who Just Won a Bigger Job
You landed a contract larger than anything you have taken on before. Now you need to mobilize faster, hire additional crew, and purchase materials in bulk before the competition catches up. The opportunity is real but the upfront cost is more than your cash on hand can cover.
The Contractor Hit by an Unplanned Cost
A key piece of equipment broke down mid-project. A subcontractor walked off the job. An inspection flagged unexpected work that needs to be done before you can move forward. These situations do not wait for bank approvals. You need fast capital to keep the project on schedule and protect your reputation.
Takes 3 minutes · No impact on credit score · Free to apply