Business Line of Credit Calculator

Find the Best Line of Credit Amount for Your Business with the Business Line of Credit Calculator. Compare, Choose, and Save

How much do you need?

Credit Limit $100,000

$5,000$1,000,000

Estimated Interest Rate 8.000%

6%40%

Amortization Term 12 months

12 months60 months

Payment Type

Higher payments, pay off faster

Lower monthly payments

Payment Schedule

Term:12 months

Interest Rate:8.000%

Total Payments:12 payments

These calculations are estimates only. Final terms are subject to approval and underwriting review.

Monthly Payment

$8,698

/mo

Total Repayment

$104,376

Total Interest Cost

$4,376

(Above credit limit)

Fast Facts

✓ Only pay interest on what you draw

✓ Revolving credit availability

✓ Flexible repayment options

What is a Business Line of Credit?

A Business Line of Credit is a flexible financing solution that provides access to funds up to a predetermined credit limit. Unlike traditional loans, you only pay interest on the amount you actually draw, not the entire credit line. As you repay the borrowed amount, your credit becomes available again, making it ideal for managing cash flow, covering unexpected expenses, or seizing business opportunities. With flexible repayment terms and revolving access to funds, a line of credit adapts to your business's changing needs.